Texas Ticket Cost Calculator
See the true 3-year cost of your Texas ticket — including insurance rate increases — and how a defensive driving course changes the math.
Your numbers
3-Year cost if you just pay the ticket
$1,916
Fine $200 + insurance increases $1,716
Year 0 (fine)$200
Year 1 (ins. increase)+$572
Year 2 (ins. increase)+$572
Year 3 (ins. increase)+$572
3-Year cost if you take a DSC
$0
Out-of-pocket $173 − discount $390
Course fee$29
Court admin fee$144
Insurance discount (3yr)−$390
Net cost$0
Taking a $25 DSC saves you approximately
$2,133
over 3 years compared to paying the ticket and letting insurance increase